Being the victim of a car accident is no joke; in an instant, your life is turned upside down and your health and well-being are suddenly at risk. When you are hurt by another driver, your actions after the wreck and how you handle things are surprisingly important. If you think that you can relax and let your guard down, you are mistaken. While you get better, read below to learn about some myths that might wreck your chances to get compensated for your injuries.
The other driver has insurance, so everything is handled. While it's great that the at-fault driver is covered, that is not the entire story. There are several complicating factors that could make relying on the insurance carrier for fair compensation a wasted effort. For one thing, insurance companies can be difficult to deal with, and they do not like having to pay out a cent to anyone, no matter the circumstances. They are not in business to pay claims; they are for-profit companies with an obligation to their shareholders to continue doing so. What this means for you is that you may have to take legal action to get what you are entitled to get.
Another issue is the limits that insurance compensation has when it comes to paying you the full amount that you are entitled to receive. While you may have your medical bills taken care of, and you may have your car fixed or reimbursed, that may be the end of the compensation road for you if you rely on the insurance company. What about, for example, your lost wages? You deserve to be "made whole" for any time you missed from work, whether you used paid time off or not. One large and valuable form of compensation that you won't get without legal help is pain and suffering. This potentially large amount of money can only be secured through legal means.
Speaking about your accident makes you feel better, so why not? You should be mindful of what you say and to whom. What you may think is harmless venting on social media could come back to bite you. You should not, for example, try to minimize the impact the accident has had on you. Your best bet is to seek support from family or a professional, and not on Facebook.
You may also receive a call from the insurance adjuster from the other side. This person may seem very nice and they may even offer you a big check to entice you to speak to them about the accident. This phone call will be recorded, but you have nothing to hide so you might consider speaking to the adjuster. You should understand that this insurance company employee is skilled at getting you to say something that could jeopardize your chances to get everything that you are entitled to. The only person who you need to speak to about your case is a car accident attorney, so don't fall victim to this common trick.Share